Apply for or renew your health insurance by clicking on the above image.
You’ve read that for your visa you have access to medicare – but what exactly does that mean for you? The ombudsman explains:
Medicare is the basis of Australia’s health care system and covers many health care costs. You can choose whether to have Medicare cover only, or a combination of Medicare and private health insurance. Citizens and most permanent Australian residents are eligible for Medicare. The Medicare system has three parts: hospital, medical and pharmaceutical.
Hospital Under Medicare you can be treated as a public patient in a public hospital, at no charge, by a doctor appointed by the hospital. You can choose to be treated as a public patient, even if you are privately insured. As a public patient, you cannot choose your own doctor and you may not have a choice about when you are admitted to hospital.
Medicare does not cover:
Many choose to also opt in for private health insurance, because you can see Medicare will not cover everything. There is further information about what medicare does not cover lower in this page. I found private health insurance is frequently taken out by partner visa holders as many are at a time in their lives when their is the intent to start a family. Families and health insurance seem to go hand-in-hand.
Which private health insurance provider?
Each and every time I cannot go past BUPA medical. They are Immigration’s only chosen medical visa services provider. I am registered with BUPA so that my clients receive clear cut information about immigration needs specifically. In order to reach this particular service click on the image below only.
You will find everything you need to know by reaching Bupa via clicking on the above image. If you wish to obtain more information such as premiums now click on the relevant image link below.
Further detail about Medicare reimbursements and cover
When you visit a doctor outside a hospital, Medicare will reimburse 100% of the Medicare Benefits Schedule (MBS) fee for a general practitioner and 85% of the MBS fee for a specialist. If your doctor bills Medicare directly (bulk billing), you will not have to pay anything.
Medicare provides benefits for:
Medicare does not cover:
Under the Pharmaceutical Benefits Scheme (PBS) you pay only part of the cost of most prescription medicines purchased at pharmacies. The rest of the cost is covered by the PBS. You must present your Medicare card to obtain this benefit.
The amount you pay varies with the medicine, up to a standard maximum. People with concession cards have a lower maximum payment.
Money for Jam are the finance experts – they will speak to you about this aspect of the visa application.
If you are concerned about eligibility for the visa book a strategy session with me as soon as you can.
If you haven’t already taken up our offer you are still eligible for a FREE 30 minute strategy session where we get clear on your goals and what is best for you in the immigration process. If you don’t intend to take up this offer forward it onto a friend who could use the help.
Click on the blue box above to make a booking!